An employer-sponsored fixed indemnity benefit for employees with or without major medical. 6 choice-levels to help reduce the out-of-pocket spending for medical services.


Reduce employee out-of-pocket with first-dollar benefits

Enhance a Minimum Essential Coverage plan

Provides an option for employees not eligible for other group benefits

All plans include a critical care benefit paid in a lump sum upon the diagnosis of a covered illness such as life-threatening cancer, heart attack or stroke.


Complete Our Contact Form For More Information – Click HERE

Perq is a suite of employer group limited-benefit fixed-indemnity insurance plans underwritten by Madison National Life Insurance Company, Inc., a member of The IHC Group.
This plan is not considered Minimal Essential Coverage (MEC) as defined by the Patient Protection and Affordable Care Act (ACA).