Important Information


Perq, DentaFlex, Link and Clear Vision are underwritten by Madison National Life Insurance Company, Inc., a member of the IHC Group. For more information about Madison National Life and The IHC Group, visit www.madisonlife.com; or, www.ihcgroup.com.

Evolution is underwritten by Independence American Insurance Company (IAIC), a member of the IHC Group. For more information about Independence American Insurance Company and the IHC Group, visit www.ihc-group.com.

Simplified Funding Concepts is a self-funded health benefit plan coordinated with stop-loss insurance protection for employers with 10-50 covered employees. The stop-loss insurance is underwritten by Westport Insurance Corporation (“Westport”). The stop loss benefits, limitations and exclusions are detailed in Westport’s Policy Form series RS2016. Wesport is rated A+ (“Superior”) by A.M. Best Company, Inc., a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meeting policyholder obligation. Westport is not a member of the IHC Group. The SFC program is not available in all states. Administrative services for the self-funded health plan are provided by a licensed third party administrator (TPA). The TPAs are not members of The IHC Group.

 

About IHC Specialty Benefits

IHC Speciality Benefits, Inc. (IHC SB) is a technology-driven, full-service marketing and distribution company that focuses on small employer and individual consumer products through general agents, telebrokerage, advisor centers, and private-label arrangements. IHC SB conducts business under the following brands: healthedeals.com; Health eDeals Advisors; and PetPlace.com. For more information about IHC SB visit http://www.ihcgroup.com/companies.aspx.

About Independence American Insurance Company

Independence American Insurance Company is domiciled in Delaware and licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. Independence American is rated A- (Excellent) for financial strength by A.M. Best, a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations (an A++ rating from A.M. Best is its highest rating).

About Madison National Life Insurance Company, Inc.

Madison National Life Insurance Company, Inc. was founded in 1961 and is domiciled in Madison, Wisconsin and licensed to sell insurance
products in 49 states and the District of Columbia. Its core products and services are group life and disability income and specialty health
insurance. It is rated A- (Excellent) for financial strength by A.M. Best Company, a widely recognized rating agency that rates insurance
companies on their relative financial strength and ability to meet policyholder obligations (an A++ rating from A.M. Best is its highest rating).
Madison National Life is a member of The IHC Group.

The Loomis Company

The Loomis Company (Loomis), founded in 1955, has been a leading Third Party Administrator (TPA) since 1978. Loomis has strategically invested in industry leading ERP platforms, and partnered with well-respected companies to enhance and grow product offerings. Loomis supports a wide spectrum of clients from self-funded municipalities, school districts and employer groups, to large fully insured health plans who operate on and off state and federal marketplaces. Through innovation and progressive business model, Loomis is able to fully support and interface with its clients and carriers to drive maximum efficiencies required in the ever evolving healthcare environment.

About The IHC Group

The IHC Group is an insurance organization composed of Independence Holding Company (NYSE: IHC) and its operating subsidiaries. The
IHC Group has been providing life and health insurance solutions for over 30 years. For information about Madison National Life or the IHC
Group, visit www.ihcgroup.com.